Medical Insurance
Seamless Access. Trusted Partnerships. Peace of Mind.
At Zamindar Microsurgical Eye Centre, we believe quality eye care should be accessible, affordable, and stress-free. That’s why we offer cashless and reimbursement-based services for patients with medical insurance. Our hospital is empanelled with a wide network of Insurance Companies, TPAs, and Government Schemes, making it simple for you to receive care with financial ease.
We are proudly empanelled under the Ex-Servicemen Contributory Health Scheme (ECHS) honored to serve members of the armed forces and their families.
Insurance Providers
We are affiliated with a comprehensive list of Third-Party Administrators (TPAs) and Insurance Companies, including:
General & Health Insurance Companies
| Acko General Insurance Limited | Agriculture Insurance Company of India Ltd |
| Bajaj Allianz General Insurance Company Ltd | Cholamandalam MS General Insurance Co Ltd |
| ECGC Limited | Future Generali India Insurance Co Ltd |
| Go Digit General Insurance Limited | HDFC ERGO General Insurance Co Ltd |
| ICICI Lombard General Insurance Co Ltd | IFFCO TOKIO General Insurance Co Ltd |
| Kotak Mahindra General Insurance Co Ltd | Kshema General Insurance Ltd |
| Liberty General Insurance Ltd | Magma HDI General Insurance Co Ltd |
| National Insurance Co Ltd | Navi General Insurance Limited |
| Raheja QBE General Insurance Co Ltd | Reliance General Insurance Co Ltd |
| Royal Sundaram General Insurance Co Ltd | SBI General Insurance Co Ltd |
| Shriram General Insurance Co Ltd | Tata AIG General Insurance Co Ltd |
| The New India Assurance Co Ltd | The Oriental Insurance Co Ltd |
| United India Insurance Co Ltd | Universal Sampo General Insurance Co Ltd |
| Zuno General Insurance Ltd | Aditya Birla Health Insurance Co Ltd |
| Manipal Cigna Health Insurance Co Ltd | Niva Bupa Health Insurance Co Ltd |
| Star Health & Allied Insurance Co Ltd |
Third-Party Administrators (TPAs)
| Medvantage Insurance TPA Private Limited | Medi Assist Insurance TPA |
| MD India Health Insurance | Paramount Health Services & Insurance TPA Pvt Ltd |
| Heritage Health Insurance | Family Health Plan Insurance |
| Raksha Health Insurance TPA Pvt Ltd | Vidal Health Insurance TPA Pvt Ltd |
| Volo Insurance TPA Pvt Ltd | Medsave Health Insurance |
| Genins India Insurance Ltd | Health India Insurance TPA Services Pvt Ltd |
| Good Health Insurance TPA | Park Mediclaim Insurance |
| Safeway Insurance TPA Pvt Ltd | Anmol Medicare Insurance |
| Rothsheild Insurance TPA | Ericson Insurance TPA Pvt Ltd |
| Health Insurance TPA of India Limited | Vision Digital Insurance TPA Pvt Ltd |
| Link-K Insurance TPA Private Limited | AKNA Health Insurance TPA Private Limited |
Using Your Insurance at Our Facility
We offer:
- Cashless Claims : Simplified coordination with TPAs and insurers for direct billing.
- Reimbursement Claims : Full support in generating documentation for post-treatment submission.
- Guidance with ECHS Coverage : Dedicated support for ex-servicemen families.
Whether you have group insurance, personal health coverage, or ECHS benefits, our team helps ensure a smooth and compliant claims process.
Pre-Authorization & Support
Our experienced counsellors assist with :
- Eligibility checks and insurer-specific documentation
- Coordination with TPAs for pre-authorization and approvals
- Clarification of inclusions, exclusions, and co-payment clauses
- Final claim summaries and discharge formalities
Let Us Help You Use Your Coverage
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FAQs - Frequently Asked Questions
Will my insurance cover the entire treatment package?
Coverage depends on the sub-limit defined by your insurance provider. We recommend checking with your HR or insurance coordinator to understand the specific sub-limit applicable to your policy. If the selected package exceeds your sub-limit, you will be required to pay the difference amount directly.
What documents do I need to submit for insurance processing?
To initiate the insurance process, please provide the following:
- Your valid insurance card
- Aadhar card (for identity verification)
My policy is an individual one. Am I eligible for cashless treatment?
Eligibility depends on the duration of your policy:
- If your policy is active for more than 2 years, you may proceed with cashless treatment.
- If your policy is less than 2 years old, cashless may not be available. In such cases, treatment can be availed through direct payment.
What happens if the treatment package exceeds my insurance sub-limit?
If the selected package cost is higher than your approved sub-limit:
- You will be eligible for cashless coverage up to the sub-limit.
- The remaining amount must be paid by you directly at the time of admission or discharge.
I have two insurance cards. Can I use both for cashless treatment?
Cashless approval will be processed based on one insurance policy, subject to its sub-limit. If the first policy does not fully cover the treatment, you may explore reimbursement options with your second insurer after discharge. Disucss with your insurance counsellor for details.
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